Welcome to Metropolitan Insurance

Hassle-free home insurance for your family

With over 25 years of experience, we partner with top carriers to find the most affordable policy that meets your needs. Complete the intake form below and a licensed agent will prepare your quote.

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Home Insurance Quote Request

Fields marked with * are required. The more detail you provide, the more accurate your quote.

1. Applicant / Contact
Your legal first name, as it appears on your ID.
Your legal last name.
We'll send your quote and any documents here.
The best number to reach you, including area code.
Insurance companies use this to calculate your rate.
Optional. It can affect pricing with some companies.
Optional. A spouse or other person also covered by the policy.
2. Property & Effective Date
The day you want your coverage to start.
How the home is used — 'Primary' means you live there most of the time.
The street address of the home you want to insure.
The city where the home is located.
The state where the home is located.
The 5-digit ZIP code of the home.
Only fill this in if your mail goes somewhere different from the home.
3. Property Characteristics
The year the house was originally built. A rough estimate is fine.
The approximate living area in square feet (not including the yard).
How many floors the home has above ground (e.g. 1 or 2).
What the outside walls are mostly made of.
What the roof is covered with. Asphalt Shingle is the most common.
The year the roof was put on or last replaced. Estimate if unsure.
What the home sits on. Leave blank if you're not sure.
Count a half-bath (toilet + sink, no shower) as 0.5 — e.g. 2.5.
'Attached' means the garage is connected to the house.
How the home is mainly heated.
If the wiring was ever upgraded, the year it was done.
If the pipes were ever upgraded, the year it was done.
4. Protection & Safety
Do you have working smoke detectors installed?
'Central Station' means an alarm monitored by a company 24/7.
Check this only if the home has indoor fire sprinklers.
Roughly how far the nearest fire hydrant is from the home.
Roughly how far the nearest fire station is.
5. Liability Exposures
Check if there is a pool on the property.
Check if there is a trampoline on the property.
Check if any dogs live at the home.
If you have a dog, its breed (some companies have breed rules).
6. Coverage Requested
How much it would cost to rebuild the home from scratch (not the market price).
How much your belongings inside the home are worth.
Protection if someone is injured at your home. $300,000 is typical.
The amount you pay out of pocket before insurance kicks in.
A separate deductible for wind or hail damage, if it applies.
7. Claims & History
How long you've lived at this home.
The company you currently have (or recently had) insurance with.
How long you've had continuous coverage with them.
How many insurance claims you've filed in the past 5 years (enter 0 if none).
If you had any claims, briefly note the date, type, and amount.
8. Mortgage / Lender
Is the home still being paid off through a bank or lender?
The bank or company that holds your mortgage.
Your mortgage account or loan number.
When you bought the home.
What you originally paid for the home.
9. Carriers to Quote
Carriers to quote*
Choose which insurance companies you want a quote from.